Archive for the 'Budgeting' Category
Careful Financial Planning is an Absolute Necessity
Thursday, July 10th, 2008Credit debt in America is growing by leaps and bounds to unprecedented levels. It was not long ago that very few were even blessed enough to have access to a credit card. Now, not only does nearly everyone who wants one have one, but many of them are in greater debt than I ever would’ve […]
Calculating Your Debt To Income Ratio
Tuesday, July 8th, 2008There are many factors that lenders consider when deciding whether or not to extend credit to someone applying for a loan. Credit score, down payment, and the purpose of the loan are all factors. There is one factor that is looked at probably more closely than any other though, and that is the debt to […]
Helping you Make a “Get Out of Debt” Plan
Tuesday, April 29th, 2008If you’re faced with a great amount of debt, you likely want to get rid of it as quickly as you can. The cost of interest can really add up. As well, if you already have a lot of debt, it becomes difficult or even impossible to take on more debt for anything you really […]
Financial Infidelity
Wednesday, April 23rd, 2008Entering marriage without discussing financial expectations can lead to a rocky road for a new couple. As daunting as it is, balancing marriage and money is critical to any relationship. How much freedom should each person be allowed? Is it acceptable if he purchases a new video game without first asking his wife? Should she […]
