Careful Financial Planning is an Absolute Necessity
July 10th, 2008 Subscribe To Our Feed
Credit debt in America is growing by leaps and bounds to unprecedented levels. It was not long ago that very few were even blessed enough to have access to a credit card. Now, not only does nearly everyone who wants one have one, but many of them are in greater debt than I ever would’ve believed possible. Many curse themselves now for falling prey to the allure of what credit can bring, without fully comprehending the reality of it all. Now a veritable credit crisis has swept the nation, which when coupled with the slowing economy has seriously affected key sectors like housing, which has seen a tremendous drop-off. To fully understand just how grim the credit situation is in America right now, let’s take a closer look at some of the numbers.
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Bankruptcy - Is It the Answer?
July 4th, 2008 Subscribe To Our Feed
If your finances are in a mess, you may have considered bankruptcy. Even though your debt may be wiped clean, there are many other end consequences.
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Are Debt Consolidation Services Really That Effective?
June 28th, 2008 Subscribe To Our Feed
Paying off everything we owe on our own is the preferable way to handle debt. But sometimes that’s easier said than done. Our circumstances often change, making it impossible to even make our minimum monthly payments.
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Are All Debt Consolidation Companies Equal? NO!
June 26th, 2008 Subscribe To Our Feed
With the economy struggling over the past few years, there has been a drastic rise in debt consolidation companies. There has been a lot of bad press about debt consolidation companies due to lawsuits dealing with their “non-profit” status. One company even had a federal lawsuit filed on them because they filed chapter 11 bankruptcy, but they didn’t really go bankrupt. Instead, they formed many small companies.
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Helping you Make a “Get Out of Debt” Plan
April 29th, 2008 Subscribe To Our Feed
If you’re faced with a great amount of debt, you likely want to get rid of it as quickly as you can. The cost of interest can really add up. As well, if you already have a lot of debt, it becomes difficult or even impossible to take on more debt for anything you really need. The important thing to remember is not to panic when you are in this situation.
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Financial Infidelity
April 23rd, 2008 Subscribe To Our Feed
Entering marriage without discussing financial expectations can lead to a rocky road for a new couple. As daunting as it is, balancing marriage and money is critical to any relationship. How much freedom should each person be allowed? Is it acceptable if he purchases a new video game without first asking his wife? Should she be allowed to go out shopping for a new outfit without consulting her husband first?
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